⚡ Launch App — Get Your Card
Transparent Costs

Simple, Honest
Pricing

No tiers. No subscriptions. No surprises. One issue fee, one reload rate, nothing else.

Issue Cost
$15
One-time · Per card
  • Virtual Mastercard generated instantly
  • Zero KYC required
  • 3DS Secure built-in
  • Card valid indefinitely
  • Up to 3 cards/account
Create Card →
Reload Fee
3%
Flat · Per top-up · No minimum
  • Instant card loading
  • No FX markup — $0
  • No monthly fee — $0
  • No inactivity fee — $0
  • Top up as often as you like
Start Now →
Everything Else
$0
Monthly · Hidden · Recurring
  • Monthly maintenance — Free
  • FX / currency conversion — Free
  • Card delivery — Instant & Free
  • Account creation — Free
  • Customer support — Free
Read FAQ →
Card Limits

Know Your Limits

Each card comes with generous spending limits. Need more? Create up to 3 cards per account for combined capacity.

💳
$5,000
Monthly Limit Per Card
Each virtual card supports up to $5,000 in spending per calendar month. The limit resets on the 1st of each month. With 3 cards, your combined monthly capacity is $15,000.
🃏
3 Cards
Max Cards Per Account
Each Cardtoshi account can hold up to 3 active virtual Mastercards simultaneously. Use them for different purposes — or combine them for a total monthly spend capacity of $15,000.
⚡
Instant
Reload Speed
Card reloads process in real time. The moment you confirm a top-up from your Cardtoshi wallet, funds appear on your card and are immediately available to spend.
🔢
$20
Minimum Deposit
The minimum first deposit to your Cardtoshi account is $20 in crypto equivalent. After that, there is no minimum on reloads — top up any amount you need, any time.
Full Breakdown

Every Fee, Listed

No fine print. The complete list of every cost associated with Cardtoshi.

Card Issue Fee (one-time per card)$15.00
Crypto Reload / Top-Up Fee3% of amount
Monthly Maintenance Fee$0 — Free
Foreign Exchange (FX) Markup$0 — Free
Card Delivery / Issuance TimeInstant — Free
Account Creation Fee$0 — Free
Inactivity Fee$0 — None
Statement / Reporting Fee$0 — Free
3DS Authentication Fee$0 — Free
Minimum Top-Up AmountNo minimum
Monthly Spend Limit (per card)$5,000
Maximum Cards Per Account3 cards

$15. Instant.
Anonymous.

Get Your Card — $15 Got questions? →